NBE/BE (RMFI Examiner) w/emphasis in Retail Credit, NB-0570-VII

About the role

As a Bank Examiner, you will serve as an expert advisor for the field examining staff of Regional and Midsize Financial Institutions (RMFI) and as an advisor to the Deputy Comptroller and SDC for RMFI. The preferred location is New York, NY. Alternate location option available.

What you will do

• Oversee supervisory efforts that involve complex retail credit issues and present a high level of risk to RMFIs.
• Assist the EIC in developing quarterly risk assessments and supervisory strategies of the bank including plans to effect corrective action(s) and programs to monitor progress.
• Conduct and supervise the significant retail activities of RMFIs which involve exceptionally complex issues and present high risk(s) to the bank(s).
• Meet and communicate regularly with senior bank management, OCC staff, and other bank regulators to discuss supervisory conclusions, share information, and resolve concerns.
• Plan, organize, and control supervisory activities which may include the supervision of assigned staff.
• Structure the examining team based on developmental needs, current technical skills, technical demands, and scope of the examination.
• Assign supervision of departments or risk areas to appropriate personnel.
• Direct, review, and evaluate the work of assigned personnel.

Requirements

• This position requires that the successful candidate undergo personnel vetting, which includes a background investigation and enrollment upon onboarding into "Continuous Vetting." Enrollment in Continuous Vetting will result in automated record checks being conducted throughout one's employment with Treasury.
• The successful candidate will also be enrolled into FBI's Rap Back service, which will allow Treasury to receive notification from the FBI of criminal matters (e.g., arrests, charges, convictions) involving enrolled individuals in near real-time.
• There are three key documents that contain important information about your rights and obligations.
• Please read and retain these documents: Noncriminal Justice Applicant's Privacy Rights, for those who undergo an FBI fingerprint-based criminal history record check for personnel vetting, which includes Rap Back, FD-258 Privacy Act Statement - FBI (this is the same statement used when your fingerprints are submitted as part of your background investigation), and SEAD-3-Reporting-U.pdf (dni.gov), (applicable to those who hold a sensitive position or have eligibility for access to classified information).
• Complete a one-year trial period (unless already completed).
• Complete a Declaration for Federal Employment to determine your suitability for Federal employment.
• Have your salary sent to a financial institution of your choice by Direct Deposit/Electronic Funds Transfer.
• Go through a Personal Identity Verification (PIV) process that requires two forms of identification from the Form I-9.
• Federal law requires verification of the identity and employment eligibility of all new hires in the U.S. Travel overnight or locally on a frequent basis.
• Obtain and use a Government-issued charge card for business-related travel.
• Successfully complete a background investigation that includes criminal history, financial history (including a credit check) and other information.
• File an Executive Branch Confidential Financial Disclosure Report (OGE 450) and an OCC Financial Disclosure Form.
• Complete a financial disclosure review and resolve any ethics issues.
• Click here for important information about OCC ethics standards, such as the requirement that new hires divest their bank securities.

Education

Education cannot be used to qualify for this position.

How you will be evaluated

Your application package includes your resume, responses to the online questions, and required supporting documents. Please be sure that your resume includes detailed information to support your qualifications for this position; failure to provide sufficient evidence in your resume may result in a "not qualified" determination.

Once the announcement closes, we will conduct a review of your application package to verify your eligibility and qualifications. If you are found qualified, your application will move forward to additional phases of the review process.

Minimum Qualifications: Once the application process is complete, Human Resources or Subject Matter Expert(s) (SMEs) will review the first two pages of your resume and supporting documentation to determine whether you meet the minimum job qualifications.

Resume Evaluation Panel Review: After it has been determined that you meet the minimum qualifications, Subject matter experts (SMEs) may review the first two pages of your resume to determine your technical qualifications for this position based on the required competencies. Additional documentation (e.g., cover letter, links embedded in your resume) may not be considered.

Your application and resume should demonstrate that you possess the following competencies.

Do not provide a separate narrative written statement.

Rather, you must describe in your resume how your past work experience demonstrates that you possess the competencies identified below. Use specific examples of employment or experience contained in your resume and describe how this experience has prepared you to successfully perform the duties of this position.

Rating: Your application package will be evaluated in the following areas: Bank Supervision Knowledge Examination Planning and Management Judgment and Decision Making Advisement, Collaboration, and Outreach Risk Management Planning/Organizing Problem Solving Conflict Management Partnering Your application package will be rated and ranked among others, based on your experience, education, training, performance appraisals and awards relevant to the duties of this position.

Current OCC employees must have a performance rating of at least Successful (i.e., Level 3) to be eligible for promotion. Referral: If you are among the top qualified candidates, your application may be referred to a selecting official for consideration. You may be required to participate in a selection interview.

Documents you must provide

• 1) A resume, 2) vacancy question responses, and 3) submission of any required documents.
• Please note that if you do not provide all required information, as specified in this announcement, you may not be considered for this position (or may not receive the special consideration for which you may be eligible).
• Note: Please ensure that all bank, financial, and other confidential or sensitive information is removed/redacted from each document.
• RESUME: All applicants are required to submit a resume by either creating one in USAJOBS or uploading one of their own choosing.
• Please limit your resume to two-pages.
• Applicants with resumes exceeding two-pages will be removed from consideration.
• To receive any credit for relevant experience, please list the month/year and number of hours worked for experience listed on your resume.
• We suggest you preview the online questions, as you may need to customize your resume to ensure that it supports your responses to these questions.
• Please review Resume Tips.
• OPTIONAL DOCUMENTS: In addition, you may submit the following: Cover letter Recent performance evaluation

What to expect next

To verify the status of your application, log into your USAJOBS account (***), all of your applications will appear on the Welcome screen. The Application Status will appear along with the date your application was last updated. For information on what each Application Status means, visit: ***

Please notify us if your contact information changes after the closing date of the announcement. Also, note that if you provide an email address that is inaccurate or if your mailbox is full or blocked (e.g., spam-blocker), you may not receive important communication that could affect your consideration for this position.

Additional information

Total pay cannot exceed applicable pay cap, which is $311,400 for 2026 If you are a current OCC employee who previously received a waiver determination permitting you to retain bank securities due to extenuating circumstances, please note that this determination may be rescinded if the nature of your duties changes.

We strongly suggest that you discuss the potential implications of any change in duties on a prior securities determination with your ethics official. We may select from this announcement or any other source to fill one or more vacancies.

This is an Excepted Service position under Schedule B, 213.3205(a) Alternate Location Information: New York, NY is the preferred location; though, any U.S. location of the OCC will be considered under an alternative work location provided the location is cost effective, operationally efficient, and complies with the standards contained in the Alternative Location Arrangements PPM 3110-53.

Salary range includes 43.82% geographical pay. The candidate selected for this position may be credited with directly-related non-Federal experience for annual leave purposes if eligible and considered appropriate. Click all links in this vacancy announcement to view additional information and instructions.

Please refer to "Conditions of Employment." Click "Print" to review the entire announcement before applying.

This position requires a Public Trust - Background Investigation The Fair Chance to Compete for Jobs Act prohibits the Department of Treasury and its bureaus from requesting an applicant's criminal history record before that individual receives a conditional offer of employment.

In accordance with 5 U.S. Code § 9202(c) and 5 C.F.R § 920.201 certain positions are exempt from the provisions of the Fair Chance to Compete Act. Applicants who believe they have been subjected to a violation of the Fair Chance to Compete for Jobs Act, may submit a written complaint to the Department of Treasury by email at, ***.

To learn more, please visit our page at: Treasury.gov/fairchanceact. Optional Essay Questions: Applicants may choose to respond to four short essay questions (200 words max each) to help us better understand your alignment with the agency's mission. These responses are optional and will not affect the applicant's eligibility.

All newly appointed employees to the excepted service are subject to a trial period. During this time, your performance, conduct, and suitability for continued employment will be evaluated. You will not automatically convert to permanent status at the end of the trial period.

Your supervisor must affirmatively determine that continued employment is in the best interest of the Federal service. If no certification is made before the trial period ends, your appointment will be terminated. You are encouraged to actively engage with your supervisor, seek feedback, and understand role expectations.

Additional guidance and support will be provided during onboarding.