Complex Bank Examiner-in-Charge (EIC) - Compliance, CG-0570-14/15

About the role

This position is located in the Division of Depositor and Consumer Protection (DCP) of the Federal Insurance Deposit Corporation (FDIC). Individuals selected for this position will initially be assigned to a specific Tier III bank but after such assignment ends, may be reassigned to another Tier III bank or assigned to other duties as set forth in the Position Description.

The duty location is determined upon selection.

What you will do

• Serves as a subject matter expert (SME), sharing knowledge nationwide on one or more complex areas that may include fair lending, Unfair or Deceptive Acts or Practices (UDAP), Community Reinvestment Act (CRA), newly implemented laws and regulations, emerging technologies, or other consumer protection areas through substantive oral briefings/presentations and written reports.
• Incumbent helps improve the Complex Bank Supervision Program (CBSP) by evaluating, providing feedback, and contributing to the implementation of CBSP policies and procedures.
• Serves as a nation-wide resource for DCP, providing guidance and mentorship to senior examiners on specialized and advanced concepts related to EIC practices in Tier III banks, as well as advanced examination techniques and concepts.
• Develops and communicates sophisticated supervisory strategies, guiding team members through intricate and complex bank risk scenarios e.g., areas of specialized lending, significant levels of consumer complaint activities, or significant third-party relationships.
• Maintains an informed position on the assigned Tier III bank, analyzes information filed or reported in accordance with regulatory requirements or other sources, oversees or performs activities related to drafting, reviewing, analyzing, and processing reports of examinations prior to Regional Office review, and other duties of an administrative nature involving the assigned bank.
• Serves as the SME of the Tier III bank for DCP leadership and examiners, interagency federal regulators and officials, and other state financial regulators, given the complex and widespread scope of banking activities.
• Performs ongoing EIC duties for all aspects of banking operations impacting consumer harm while examining a large and/or highly complex bank requiring constant navigation, negotiation, at times resolving conflict with bank officials due to regulatory concerns, and a deep, specialized understanding of the Tier III bank's activities.
• Serves as the dedicated Complex Bank Examiner EIC - Compliance responsible for leading, planning, and conducting comprehensive risk-scoped targeted reviews, compliance examinations, and CRA evaluations of a Tier III institution (institutions that pose the highest risk of consumer harm) with a focus on identifying consumer harm.
• Serves as a key point of contact for, or leads, regional and divisional projects to accomplish the Region's or Division's goals and objectives, or the FDIC's mission.

Requirements

• Completion Of Financial Disclosure May Be Required.
• Employee may be relocated to any duty location to meet management needs.
• Minimum Background Investigation (MBI) required As a best practice for banking regulators, the FDIC requires that the Examiner-in-Charge (EIC) spend no more than five years in any single institution.
• After five years, the EIC will be given a new assignment

Education

There is no substitution of education for the experience for this position.

How you will be evaluated

Once the application process is complete, your two page resume and supporting documentation will be used to determine whether you meet the job qualifications. Structured Resume Review: Occupational Experts (OEs) will review your resume to determine your technical qualifications for this position based on the required competencies. OEs will review ONLY your two (2) page resume.

OEs will not review additional information beyond your resume (e.g., cover letter, links embedded in your resume). If you are found qualified, your application will move forward to additional phase(s) of the review process.

You will be assessed on the following competencies: Accountability Oral/Non-Written Communication Adaptability Critical Thinking Planning and Organizing Financial Regulations Bank Supervision Compliance You may preview questions for this vacancy.

Documents you must provide

• duties performed; full name and address of each employer; start and end dates (month/year); work schedule (part-time, full-time, number of hours if intermittent); salary; and any completed education and training (program title, subject area, number of hours completed, and completion date).
• FDIC EMPLOYEES: If you want to be considered non-competitively include a copy of your SF-50.
• The SF-50 must show the highest grade level or full performance level applicant has attained competitively on a permanent basis, and grade must be equivalent or higher than the grade for which applying.

Benefits

In addition to the regular benefits offered by Federal agencies, the FDIC offers additional benefits to its employees. These benefits, some at minimal cost, are some of the best and most competitive in both the private and public sectors. To find out more, click here.

What to expect next

You may check the status of your application on-line 24 hours a day, 7 days a week through USAJOBS by signing in and selecting "Application Status." Thank you for your interest in working for the Federal Deposit Insurance Corporation.

The Fair Chance Act prohibits inquiries concerning an applicant's criminal history information unless the hiring agency has made a conditional (tentative) offer of employment to the applicant.

An applicant may submit a complaint, or any other information, to the agency within 30 calendar days of the date of alleged non-compliance by contacting the Federal Deposit Insurance Corporation's Human Resources Staffing Policy and Accountability team at *** For more information go to FDIC Fair Chance to Compete for Jobs Act.

Additional information

Additional selections may be made from this vacancy announcement to fill similar vacancies that occur subsequent to this announcement. The range of pay shown includes base pay plus supplemental locality adjustments. The locality rates for these duty locations range from a low of 17.06% to a high of 51.75%.

Pay will vary by grade level and the locality rate for the geographic location where the position is located. For more on FDIC locality rates, click here. Salary reflects a pay cap for this position of $257,500.

If selected, you may be required to serve a probationary or trial period as applicable to appointment type. During the probationary or trial period, you will be evaluated for fitness and whether your continued employment advances the public interest.

In determining if your employment advances the public interest, we may consider: your performance and conduct; the needs and interests of the agency; whether your continued employment would advance organizational goals of the agency or the Government; and whether your continued employment would advance the efficiency of the Federal service.

Upon completion of your probationary or trial period your employment will be terminated unless you receive certification, in writing, that your continued employment advances the public interest. Financial Institution Examiners must maintain the highest personal ethical standards as provided in Part 336 of the FDIC's Rules and Regulations, (Employee Responsibilities and Conduct).

Financial Institution Examiners must comply with Section 3201.102 of Supplemental Standards of Ethical Conduct for FDIC Employees (5 CFR Part 3201), which, in part, prohibits them and their immediate families from accepting certain credit from State nonmember banks. All Financial Institution Examiners are prohibited from the following: 1.

Obtaining a loan or a line of credit from any insured state nonmember bank or its subsidiaries. Any extensions of credit held by the Examiner, the Examiner's spouse, or any dependent children are direct or indirect extensions of credit to the Examiner. Exceptions: a.

Loans for a primary residence are permissible. The Examiner must not participate in any examination of that institution with which he holds the primary residence loan, and a "cooling off" period is required before negotiating a loan for a primary residence from any institution the Examiner has examined. b.

No restrictions on obtaining credit cards issued under the same terms and conditions available to the public from an insured state nonmember bank either within or outside of their field office of assignment. 2.

Participating in any examination, or other matter, involving an insured depository institution or any person with whom the Examiner has an outstanding loan or line of credit. 3. Performing any service for compensation with any bank, or for any officer, director, or employee thereof, or for any person connected therewith.

4. Disclosing any confidential information from a bank examination report except as authorized by law. 5.

Soliciting or accepting any gift from a prohibited source or because of the Examiner's official position. To read about your rights and responsibilities as an applicant for Federal employment, click here.